William J. Pelletier, EA, CTFA

Principal

Bill provides individual, business and fiduciary tax services for clients, including representation to resolve issues with the IRS. Bill has over 30 years experience in taxation and wealth management. 

He began his financial services career at Bank of NH in the Trust Tax Department in 1988.  He was the trust tax officer for Banknorth (formerly Bank of NH) for northern New England, managing a fiduciary tax office servicing thousands of fiduciary accounts, over 150 personal tax clients and acting as a tax advisor to the staff for fiduciary, personal income and estate taxation. Bill also has experience in trust administration, estate settlement and retirement services from his employment at Bank of NH/Banknorth.

In his most recent position before going into private practice in 2009, as a Vice President in the Tax & Financial Planning Services for TD Wealth Management in Concord, NH,  Bill provided wealth building strategies (estate planning, retirement planning, insurance, income tax and more) for wealth clients across New England and New Jersey, including business owners, corporate executives and independently wealthy individuals from a wide range of backgrounds.

Professional Designations

Enrolled Agent (EA)

An Enrolled Agent (EA) is a federally-authorized tax practitioner who has technical expertise in the field of taxation and who is empowered by the U.S. Department of the Treasury to represent taxpayers before all administrative levels of the Internal Revenue Service for audits, collections, and appeals. “Enrolled” means to be licensed to practice by the federal government, and “Agent” means authorized to appear in the place of the taxpayer at the IRS. Only Enrolled Agents, attorneys, and CPAs may represent taxpayers before the IRS. Only Enrolled Agents are required to demonstrate to the IRS their competence in matters of taxation before they may represent a taxpayer before the IRS. Unlike attorneys and CPAs, who may or may not choose to specialize in taxes, all Enrolled Agents specialize in taxation. Enrolled Agents are the only taxpayer representatives who receive their right to practice from the U.S. government (CPAs and attorneys are licensed by the states).

Certified Trust and Financial Advisor (CTFA)

A CTFA has demonstrated knowledge and expertise not only in general asset management, but also in complex estate and tax planning areas. A CTFA is trained to: Help you grow your wealth, preserve it for your heirs and transfer it according to your wishes; advise you on your full range of financial needs — estate holdings, bank accounts, collectibles and business interests and more; provide customized advice superior to off-the-shelf products and services; coordinate the services of your team of advisors and help provide a comprehensive perspective on your wealth. In addition, CTFA is the only certification that focuses on the fiduciary responsibilities of a personal trust professional. A CTFA offers you competence, accountability and adherence to a strict code of ethics —the peace of mind that only expert advice brings.

Professional Licenses

  • Insurance Producer License (Life, Health & Accident)

Education

  • Liberty University, Lynchberg, VA
    Bachelor of Science in Interdisciplinary Studies, 2017
    Areas of Study in Business and Social Sciences
  • American Bankers Assn National Graduate Trust School
    Northwestern University, Evanston, IL Certificate of Graduation, 2004
    Advanced two year program focusing on cutting edge estate planning techniques, taxation, client management and other financial services areas.
  • New England Bankers Assn Trust School
    Williams College, North Adams, MA
    Certificate of Completion, 1997
    Intensive two year program focusing on a broad range of basic fiduciary, tax and financial services topics.
  • Franklin Pierce College, Concord, NH
    Associate of Arts Degree, 1993

WILLIAM PELLETIER, EA, CTFA
Ph: (603) 369-4690 x 2
Fx: (603) 369-6367
Em:bill@cpmtax.com